El Rio Mobile Home Park

El Rio Mobile Home Park in Santa Cruz is a unique, resident-owned cooperative community located along the scenic San Lorenzo River just minutes from downtown. Established in 1987 as a nonprofit, limited-equity cooperative, the park is designed to provide affordable housing opportunities for low- to moderate-income residents while fostering a strong sense of community and shared ownership.

Originally dating back to the early 20th century as a fishing resort, El Rio has evolved into a close-knit, all-ages neighborhood with approximately 90+ home sites, offering amenities such as a clubhouse, playground, and common areas. Residents benefit from its central location near downtown Santa Cruz, beaches, and local amenities, while enjoying a quieter, tucked-away setting. The park is also known for its community-oriented atmosphere and cooperative structure, where residents have a voice in management and decision-making, creating a stable and engaged living environment.

El Rio Mobile Home Park

$330,000

1 Beds ⋅ 1 Baths ⋅ ML82016129 MLS ⋅ EL RIO MOBILE HOME PARK BLDG.

Affordable housing in Santa Cruz! Own a share of this "All Age" Co-op park within walking distance of everything downtown! This home is situated on a corner lot, one of the largest in the park, and features two parking spots. DON'T miss out on one of the best units in the park! This light and bright home features a remodeled kitchen, Dual pane windows, a PRIVATE PATIO, and a HUGE Storage Shed with electricity! Additionally, the full bathroom is separated (one featuring a washer/dryer, sink, and toilet, the other has a full shower and sink)! Two pets are allowed. Income limitations apply, and board approval is required for ownership. Many of the residents in this park have lived here for decades and love it. NEW PHOTOS TO COME! Income limits are as follows: 1 person: $111,100, 2 persons: $127,000. The cost of share buy-in is $4478 for 2025 and shall be refunded to the buyer upon future sale. Property taxes are paid twice yearly and are billed through the park. PLEASE NOTE, HOA is $600/month; HOWEVER, it will revert to $395/month after the loan is paid off.

2120 N Pacific AVE 53, Santa Cruz

Listed by Steff Lutz, 831-345-8755 from Epique Realty
(If provided) CoList: from

Sold listing courtesy of Steff Lutz from LV42D

$89,000

1 Beds ⋅ ML81986976 MLS ⋅ El Rio Mobile Home Park BLDG.

Affordable housing in Santa Cruz! Own a share of this "All age" Co-op park within walking distance to just about everything downtown. This is a towable trailer and is situated towards the right of the park. Income limitations apply and board approval is required for ownership. Income limits are as follows: 1 person: $92,500, 2 persons: $105,700. The cost of share buy-in is $4,348. You must present an Income Certification Form with 3 months of pay stubs, a copy of bank statements for the past 3 months, a copy of IRS 1040 for the past year, and proof of funds. The park features fiberoptic lines with a fast internet connection. Many of the residents in this park have lived here for decades and love it! The trailer and property are to be SOLD "AS IS".

2120 N Pacific AVE 19, Santa Cruz

Listed by Steff Lutz, 831-345-8755 from Epique Realty
(If provided) CoList: from

Sold listing courtesy of Steff Lutz from LV42D

$195,000

1 Beds ⋅ 1 Baths ⋅ ML81976552 MLS ⋅ EL RIO MOBILE HOME PARK BLDG.

Affordable housing in Santa Cruz! Own a share of this "All age" Co-op park within walking distance to just about everything downtown. This is a Forest River Salem Towable Trailer located in the "Sunset Strip" area of the park. This area is situated towards the back of the park, the quietest area, and has amazing neighbors! Income limitations apply and board approval is required for ownership. Income limits are as follows: 1 person: $92,500, 2 persons: $105,700. The cost of share buy-in is $4,348. You must present an Income Certification Form with 3 months of pay stubs, a copy of bank statements for the past 3 months, a copy of IRS 1040 for the past year, and proof of funds. The park features fiberoptic lines with a fast internet connection. Many of the residents in this park have lived here for decades and love it! The trailer and property is to be SOLD "AS IS".

2120 N Pacific AVE 61, Santa Cruz

Listed by Steff Lutz, 831-345-8755 from Epique Realty
(If provided) CoList: from

Sold listing courtesy of Steff Lutz from LV42D

$257,000

2 Beds ⋅ 1 Baths ⋅ ML81965762 MLS ⋅ El Rio Mobile Home Park Co-op BLDG.

Affordable housing in Santa Cruz! Own a share of this "All Age" Co-op park within walking distance of everything downtown! This home is in a corner lot and boasts 2 side yards AND a back reading area! This light and bright home features an amazing vintage stove, Dual Payned Windows, Skylights, a PRIVATE PATIO, and 2 Storage Sheds! Two pets are allowed. Income limitations apply and board approval is required for ownership. Many of the residents in this park have lived here for decades and love it! Income limits are as follows: 1 person: $92,500, 2 persons: $105,700. The cost of share buy-in is $4348 for 2024 and shall be refunded to the buyer upon future sale. Property taxes are paid twice yearly and are billed through the park.

2120 N Pacific AVE 7, Santa Cruz

Listed by Steff Lutz, 831-345-8755 from Epique Realty
(If provided) CoList: from

Sold listing courtesy of Christine Clayton from S0192

$245,000

1 Beds ⋅ 1 Baths ⋅ ML81971002 MLS ⋅ EL RIO MOBILE HOME PARK BLDG.

Affordable housing in Santa Cruz! Own a share of this "All age" Co-op park within walking distance to just about everything downtown. This home has an amazing side yard, great for entertaining. Enjoy fruits from the green fig and pineapple mango trees in the yard. Owners call this area the Sunset Strip which is situated towards the back of the park, the quietest area, and has amazing neighbors! Home has new flooring, a new water heater, and water lines, is fully insulated & comes with a portable air conditioner. Income limitations apply and board approval is required for ownership. Park features fiberoptic lines with a fast internet connection. Many of the residents in this park have lived here for decades and love it!

2120 N Pacific AVE 57, Santa Cruz

Listed by Steff Lutz, 831-345-8755 from Epique Realty
(If provided) CoList: from

Sold listing courtesy of Erick Fernandez from KWSC

$155,000

1 Beds ⋅ 1 Baths ⋅ ML81949501 MLS ⋅ El Rio BLDG.

Affordable housing in Santa Cruz! Own a share of this "All age" Co-op park within walking distance to just about everything downtown. This home is light and bright and features vaulted ceilings, laminate flooring, stainless steel appliances and full sized washer and dryer. Create a beautiful space of your own design with a new bathroom renovation. Two pets allowed. Income limitations apply and board approval is required for ownership. Many of the residents in this park have lived here for decades and love it!

2120 N Pacific AVE 6, Santa Cruz

Listed by Dana Rasmussen, 831-818-1210 from Vista Properties Inc
(If provided) CoList: from

Sold listing courtesy of Steff Lutz from LV42D

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